✔️ Applying won’t affect your credit score        ✔️ 90,000+ Businesses approved        ✔️ 6,000+ Trustpilot reviews

Business loans.
Simplified.
Borrow £1,000 - £500,000: money you can use to buy new stock, invest in growth plans or just keep your cash flow smooth.

Check your eligibility in just a few minutes

Excellent - Over 6,000 reviews on Trustpilot
2 minutes to check your eligibility
No fees for repaying early
Your own account manager
Apply from £1K - £500K
Get a decision within 24 hours
Take the cash right away

Our business loans: loved by over 90,000 small businesses (and big names) since 2012


What you need to get started

We can accept applications from all businesses (no matter the age or industry), in fact all we ask is:

✔️ you’re based in the UK
✔️ you’re a limited company or a partnership

All you need to have to hand:

✔️ basic details about the business
✔️ last 12 months bank statements (or via Open Banking)


iwoca Company Statistics


With iwoca's reasonable rates and amazing 
staff, we were able to quickly obtain a loan 
to purchase equipment before our grand opening. Sophie was very supportive and walked us through the process.

Rebecca Lockwood - Trainer for female entrepreneurs 

iwoca Company Statistics
Excellent - Over 6,000 reviews on Trustpilot
£3 Billion+ approved small business loans
90,000+ businesses approved

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